Planning a bank visit on September 22? Here’s everything you need to know about bank holidays in India, including the latest RBI update, Navratri closures, and regional banking schedules.
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Prime Minister Narendra Modi has officially announced the rollout of GST 2.0, a simplified two-slab tax structure aimed at reducing the cost of living, empowering MSMEs, and accelerating India’s economic growth. Effective from September 22, 2025, this reform is expected to benefit families across India—from Hyderabad to Surat, from Kochi to Lucknow—by lowering taxes on 375 essential goods and services. This article breaks down the impact of GST 2.0 on consumers, businesses, and India’s long-term growth strategy.
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PM Modi to Address Nation at 5 PM Today: What to Expect from the Speech PM Modi’s 5 PM Address Sparks Speculation Ahead of GST 2.0 Rollout Prime Minister Narendra Modi will address the nation at 5 PM today, September 21, 2025, and the subject of his speech remains undisclosed. This has triggered widespread speculation, […]
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Warren Buffett’s warning to India’s EMI generation highlights the hidden dangers of easy credit, rising debt, and the psychological trap of “no-cost EMIs.” His timeless advice urges young Indians to live within their means, prioritize savings, and avoid the mental burden of compounding debt.
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As Amazon and Flipkart kick off their festive sales in India, savvy shoppers are turning to credit card strategies to unlock extra savings. From cashback offers to reward points and bank partnerships, using the right credit card can help you stretch your budget and score bigger discounts on electronics, fashion, and home appliances.
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Indian Stock Market Today: Live Analysis and Breaking Business Stories India stock market, Sensex, Nifty, live business news, breaking business headlines, economic growth, investment updates, real-time analysis, Indian startups, sector performance, India today. India’s stock market closed on a positive note today, with both the Sensex and Nifty notching gains amid optimism about global monetary […]
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Urban Company shares surged over 11% after a robust IPO listing, sparking investor interest across India’s stock market. With the stock debuting at a 56% premium and hitting an intraday high of ₹179, many are wondering: should you book profits, hold long-term, or wait for a dip? This article breaks down expert opinions, financials, and strategic advice for new and existing investors in Urban Company.
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Discover how annual prepayments of ₹50,000 or ₹1 lakh can help you save lakhs in interest and reduce your home loan tenure. Smart tips for Indian borrowers.
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Managing your credit wisely is one of the most important steps toward financial freedom. Yet in India, topics like credit scores, debt management, and financial literacy are rarely taught in schools or openly discussed in families. Whether you’re in Hyderabad, Mumbai, Delhi, or Chennai, avoiding these common credit mistakes can save you from years of […]
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Systematic Investment Plans (SIPs) continue to be one of the most effective ways to build long-term wealth in India. Whether you’re a first-time investor or a seasoned pro, choosing the right mix of mutual funds is key to achieving your financial goals. For September 2025, experts at ETMutualFunds have curated SIP portfolios based on investor […]
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Expert Overview: Key Benefits of Salary Accounts Salary accounts are specialized bank accounts designed for employees to receive their monthly wages. While they function similarly to regular savings accounts, they often come bundled with exclusive privileges tailored to salaried individuals. Here’s a breakdown of the strategic advantages: 1. Preferential Loan Terms 2. Overdraft Facilities 3. […]
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As the September 15 deadline for filing Income Tax Returns (ITR) for FY 2024–25 approaches, financial experts are sounding the alarm: don’t fall for misleading online claims suggesting that individuals earning under ₹12 lakh are exempt from filing. This confusion could cost you dearly. The Myth vs. Reality The root of the misunderstanding lies in […]
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🎉Welcome to the season of savings! If you’re planning to shop, travel, dine, or gift this festive season, there’s one card that unlocks it all—RuPay Credit Card, powered by NPCI (National Payments Corporation of India). And guess what? You can grab all these deals through my [affiliate link]—so you save more while supporting this site! […]
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Whether you’re filing taxes, opening a bank account, investing in mutual funds, or buying property, your PAN (Permanent Account Number) is the cornerstone of your financial identity in India. Issued by the Income Tax Department, this 10-character alphanumeric ID links all your major financial transactions under one umbrella. Here’s everything you need to know about […]
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As the September 15 deadline for filing your Income Tax Return (ITR) for FY 2024–25 approaches, many taxpayers are asking: Do I need a Chartered Accountant (CA) or can I file my taxes myself? With new rules under the Income Tax Act 2025 and digital tools available, both options have their merits. Here’s a breakdown […]
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Filing your first Income Tax Return (ITR) in India can feel intimidating, but with the right guidance, it’s a smooth and empowering process. Whether you’re a salaried employee, freelancer, or small business owner, understanding your tax obligations is crucial. Here’s a comprehensive guide to help you navigate the tax maze in 2025. 1️⃣ Do You […]
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India’s Real Estate Trap: ₹10.8 Lakh Crore Stuck—Is Your Investment Safe? India’s love affair with real estate is turning into a financial nightmare for many middle-class families. According to Vijai Mantri, Co-founder of IRL Money, a staggering ₹10.8 lakh crore of homebuyer capital is locked in over 4.32 lakh stalled housing units across the country’s […]
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How to Build Wealth While Working a 9-to-5 Job Forget the myth that only entrepreneurs or influencers get rich. Your 9-to-5 job isn’t a financial trap—it’s a launchpad. With the right mindset and strategy, your steady paycheck can be the foundation of long-term wealth. Here’s how to make your regular job work harder for you. […]
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Which of the 8 IPOs Should Investors Choose? The stock market always buzzes with excitement when new companies list, and this week, that enthusiasm is set to soar. Why? Because not one or two, but a whopping eight IPOs are hitting the market! From popular tech unicorns like Urban Company to sectors like jewelry, railway […]
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India’s edtech powerhouse, PhysicsWallah Ltd, is gearing up for a major milestone—a ₹3,820 crore Initial Public Offering (IPO). The company has submitted an updated Draft Red Herring Prospectus (DRHP) to SEBI, signaling its intent to go public on both the BSE and NSE.
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Reliance Jio is celebrating its 9th anniversary with a blockbuster offer for its users. As the telecom giant crosses the 500 million user milestone, Chairman Akash Ambani has unveiled a special ₹349 Celebration Plan packed with benefits that redefine digital connectivity in India. 📦 What’s Included in the ₹349 Celebration Plan? This limited-period prepaid plan […]
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Avoid costly errors this tax season! Discover the 5 most common mistakes people make while filing their income tax return—and learn smart, practical ways to avoid them. Whether you’re a salaried employee, freelancer, or small business owner, this guide helps you file accurately, save time, and stay compliant with the Income Tax Department. Filing your […]
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Government Extends ITR Filing Date for AY 2025-26 The Income Tax Department has extended the last date for filing Income Tax Returns (ITRs) for the financial year 2024-25 (assessment year 2025-26) to September 15, 2025. While this extension provided significant relief to taxpayers, the filing pace has remained slower than expected. Filing Progress So Far […]
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Despite macroeconomic challenges like global IT uncertainty and fluctuating interest rates, Bengaluru’s real estate market is outperforming expectations. A recent report by Antique Stock Broking highlights several factors fueling this growth: Key Drivers of Bengaluru’s Real Estate Boom Falling interest rates and low inflation have made home loans more attractive. Income tax exemptions and a […]
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Top 5 Travel-Friendly Credit Cards Offering Cashback & Rewards in India If you’re a frequent traveler or planning your next getaway, choosing the right credit card can unlock serious savings. From free lounge access to cashback on bookings, these cards are designed to reward your wanderlust. Here’s a curated list of India’s most travel-efficient credit […]
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Nifty IT Index slips 2.3%; Infosys, TCS, Wipro in the red Indian IT stocks took a hit today, with the Nifty IT Index dropping over 2% intraday, marking its fourth straight session of losses. Here’s what’s driving the sell-off: 1️⃣ US Tariff Fears on Outsourced Services An unconfirmed report suggests President Donald Trump may […]
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Starting September 22, 2025, India’s GST Council has lowered the GST rate on small cars (less than 4 metres, petrol up to 1200cc, diesel up to 1500cc) from 28% to 18%, plus removed the earlier compensation cess. This change will reduce prices of entry-level cars by ₹45,000 to ₹1 lakh, making them far more affordable […]
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Lately, crypto markets have been showering investors with gains—Bitcoin even hit the $124,000 mark! So, many middle-class families, who used to invest only in stocks, are now tempted by crypto. They think, “Hey, a little risk could mean big returns.” But on the flip side, frequent crypto hacks and scams are making investors ask: How […]
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The long-pending demand of insurance companies and customers has now come true. The government has made GST zero percent on all types of personal insurance policies. This means, from now on, when we pay the premium, there’s no need to add extra tax. This decision will come into effect from the 22nd of this month. […]
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“We are Lawrence Bishnoi’s men… If you don’t immediately transfer ₹10 crore worth of cryptocurrency, your family will be finished.” – A Delhi-based businessman was terrified after receiving this threatening WhatsApp call. Along with the threat, the caller even sent a QR code to transfer the cryptocurrency. Since gangster Lawrence Bishnoi has been openly threatening […]
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