Planning a Trip or Transaction? These Bank Closures Might Surprise You
🏦 October 2025 Bank Holidays: Full City-Wise List You Must Know
If you’re planning a bank visit, festival shopping, or a financial transaction this October, you’ll want to check this list first. The Reserve Bank of India (RBI) has released its official holiday calendar for October 2025, and it’s packed with closures across cities due to major festivals and regional observances.
From Diwali to Karwa Chauth, and Chhath Puja to Maharshi Valmiki Jayanti, banks across India will remain closed on multiple days. Add in the usual second and fourth Saturdays and Sundays, and you’re looking at 20 holidays in total.
🗓️ Key Dates and Cities Affected
Here’s a breakdown of the most important holidays and where they apply:
🪔 October 2 – Gandhi Jayanti & Dussehra
Nationwide Closure
Banks across India will remain closed for Mahatma Gandhi Jayanti and Dussehra celebrations.
🪷 October 6 – Lakshmi Puja
Agartala, Kolkata
Expect closures in these cities due to Lakshmi Puja observances.
📜 October 7 – Maharshi Valmiki Jayanti & Kumar Purnima
Bengaluru, Bhubaneswar, Chandigarh, Shimla
These cities will observe regional holidays.
💍 October 10 – Karwa Chauth
Shimla
A popular festival for married women, Karwa Chauth leads to bank closures in Shimla.
🎆 October 20–23 – Diwali Week
Multiple Cities
From Naraka Chaturdashi to Bhai Dooj, banks will close in cities like Ahmedabad, Bengaluru, Kolkata, Mumbai, Lucknow, and more.
🌞 October 27–28 – Chhath Puja
Patna, Ranchi, Kolkata
Both evening and morning rituals will affect banking hours.
🏛️ October 31 – Sardar Vallabhbhai Patel’s Birthday
Ahmedabad
Banks in Ahmedabad will close to honor the Iron Man of India.
🧾 Full List of October 2025 Bank Holidays
| Date | Day | Occasion | Cities Affected |
|---|---|---|---|
| Oct 1 | Wednesday | Bank Holiday | 24 cities incl. Bengaluru, Kolkata |
| Oct 2 | Thursday | Gandhi Jayanti, Dussehra | Nationwide |
| Oct 3–4 | Fri–Sat | Durga Puja (Dasain) | Gangtok |
| Oct 5 | Sunday | Weekly Off | Nationwide |
| Oct 6 | Monday | Lakshmi Puja | Agartala, Kolkata |
| Oct 7 | Tuesday | Valmiki Jayanti, Kumar Purnima | Bengaluru, Bhubaneswar, Shimla |
| Oct 10 | Friday | Karwa Chauth | Shimla |
| Oct 11–12 | Sat–Sun | Second Saturday, Weekly Off | Nationwide |
| Oct 18–19 | Sat–Sun | Fourth Saturday, Weekly Off | Nationwide |
| Oct 20–23 | Mon–Thu | Diwali Week (Various Observances) | 30+ cities incl. Mumbai, Lucknow |
| Oct 26 | Sunday | Weekly Off | Nationwide |
| Oct 27–28 | Mon–Tue | Chhath Puja | Patna, Ranchi, Kolkata |
| Oct 31 | Friday | Sardar Patel Jayanti | Ahmedabad |
Why You Should Plan Ahead
Bank closures can disrupt:
- Cash withdrawals and deposits
- Cheque clearances
- Loan processing
- Account updates
- Locker access
So, if you’re planning a festival purchase, EMI payment, or travel booking, make sure to visit your bank before these dates.
Festival Season Impact
October is packed with festivals. That means:
- ATMs may run dry in busy areas
- Online banking may face delays
- Customer service may be slower
If you’re in Hyderabad, Shaikpet, or Secunderabad, plan your banking early to avoid last-minute issues.
Digital Banking: A Smart Backup
Even when branches are closed, you can still:
- Transfer money via UPI
- Pay bills through mobile apps
- Check balances online
- Use net banking for transactions
However, some services like NEFT and RTGS may be paused on specific holidays. Always check your bank’s app or website for updates.
🌐 External Link:
You can find the full RBI holiday calendar on MSN India’s report
🗣️ Final Thoughts: Stay Ahead of the Rush
October is festive, joyful—and busy. With 20 bank holidays lined up, it’s smart to plan your banking early. Whether you’re sending money, collecting a cheque, or applying for a loan, mark these dates and act ahead.
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